Bonitas Medical Fund

Bonitas

Why choose Bonitas?

As a non-profit organisation that exists solely for the benefit of our members and their beneficiaries, we take our responsibility very seriously and always act in your best interest, keeping value-for-money and service delivery top priorities.

4th child and subsequent children free

We know how expensive a big family can be. That’s why, with us, if you have more than 3 children, you can have the additional children’s medical cover for free.

Benefits that give you more

Our supplementary benefits ensure you’re taken care of when you really need it, be it during a pregnancy, oncology or emergency care. Then there are also extra services you can take advantage of with our B-Smart products, like Dial-a-Teacher, Trauma Counselling and Personal Health Advisor.

Financially stable

To ensure that medical schemes can pay out their members’ claims, the law requires them to have a solvency ratio of 25%. Bonitas has a ratio of 35.5%. Compare that to any other scheme and you’ll see why so many South Africans have trusted us with their healthcare.

Over 30 years experience

Having opened our doors in 1982, we’ve gained more than 30 years worth of valuable experience and insights, translating all that knowledge into ways of saving you money and looking after you the best way we can.

Trusted by some very big names

You know you’re in good company if large corporate organisations including BHP Billiton, Eskom and Telkom cover their employees with us. Over 50% of our memberships come from companies like these.

Excellent customer service

From answering your questions to processing claims, our team works hard to get your matters resolved quickly and efficiently. With the help of our administration partner, Medscheme, you can rest assured you’re in good hands.

Students pay child rates

Students under the age of 24 only pay child rates, making it more affordable during those formative years to have medical cover.

90% of our claims are paid back

This rate far exceeds the percentage that other schemes pay back. Go ahead and compare.

2nd largest medical scheme in SA

Over 650 000 members and their beneficiaries covered by Bonitas, we are the 2nd largest open medical scheme in the country.

Largest national GP network

To help your Rand go further, we’ve negotiated with over 5 400 doctors, nationwide, so that you don’t have to contribute a co-payment to your medical bill. With our network search tool, a network GP near you is easy to find.

We’re for all South Africans

Whether you earn a living as a construction worker, a receptionist or as the CEO of a Fortune 500 company, we have a plan that suits your specific needs. Our carefully designed plans consider people with different sized families and pay cheques.

Bonitas offers the following Plans

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BonCap Network Plan

  • Overall Annual Limit Unlimited
  • 12 out of hospital GP visits covered
  • 26 chronic conditions covered
  • Basic dentistry subject to Bonitas Dental Tariff
  • Limited supplementary benefits

BonClassic

New Generation

  • Major Medical Benefits paid at 100% of the Bonitas rate
  • GP visits subject to savings
  • 63 chronic conditions covered, up to R9200 pb / R19100 pf
  • Basic dentistry subject to Bonitas Dental Tariff
  • Generous supplementary benefits
  • Generous hospitalisation benefits, often payable from overall annual limit

BonComprehensive

New Generation

  • Major Medical Benefits paid at 300% of the Bonitas rate
  • GP visits subject to savings / threshold
  • 53 chronic conditions covered, up to R11250 pb / R22450 pf
  • Basic dentistry subject to savings / threshold and Bonitas Dental Tariff
  • Comprehensive supplementary benefits
  • Great hospitalisation benefits, often unlimited

BonEssential

Hospital Plan

  • Overall Annual Limit unlimited
  • No GP visits out of hospital covered
  • 26 chronic conditions covered
  • No dentistry covered
  • Limited supplementary benefits

BonSave & BonFit 18% Saving at 100% of Bonitas Rate

New Generation

  • Major Medical Benefits paid at 150% of the Bonitas rate
  • GP visits subject to savings, plus max of 3 once depleted 3pb / 6pf
  • 26 chronic conditions covered
  • Basic dentistry subject to Bonitas Dental Tariff
  • Basic supplementary benefits
  • Good hospitalisation benefits, with some limits

Primare

Traditional From

  • Overall Annual Limit Unlimited
  • GP visits and Day-to-Day Benefits
  • 26 chronic conditions covered
  • Basic dentistry subject to Bonitas Dental Tariff
  • Hospitalisation subject to PMB’s and overall annual limit

Standard

Traditional

  • Overall Annual Limit Unlimited
  • 4% additional Savings acc
  • Day-to-day and GP visits
  • 42 chronic conditions covered
  • Basic dentistry subject to Bonitas Dental Tariff
  • Generous supplementary benefits
  • Hospitalisation mostly unlimited, with some specified limits

 

 

affordable medical aid / affordablemedicalaid

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