Discovery Health


Discovery Health Medical Scheme

The Discovery Health Medical Scheme is South Africa’s largest open medical aid and offers the widest range of health plans in the market. Because everyone’s healthcare needs are different, our members can choose from a range of plans, from the most basic to the most complete cover. So you can make the decision that’s right for you, while being confident that whatever Discovery Health Medical Scheme plan you choose, you will receive the best possible healthcare at the most affordable cost.

10 reasons to choose Discovery Health Medical Scheme

The widest range of health plans in the market

We offer the widest range of health plans in the market, so you can rest assured that there is one that is exactly right for you and your family’s healthcare needs.

The most competitive contributions

Over 2,5 million South Africans entrust their healthcare funding to us. One of the benefits of this scale is the ability it gives us to contain healthcare costs and pass these savings on to you. On a like-for-like basis, Discovery Health Medical Scheme plan contributions are as much as 15% lower than those of any other South African medical scheme.

We give you the choice of full cover

Our extensive network of healthcare providers, combined with our unique tools, mean you can avoid co-payments when visiting a specialist or GP, on day-to-day preferentially priced medicines, blood tests or when going to hospital. Look out for the Full Cover Choice stamp on our website and in our guides to point you in the zero co-payment direction.

Discovery Health Medical Scheme has the highest credit rating

The Discovery Health Medical Scheme has more than R9 billion in reserves. Global Credit Ratings has continually given us the highest possible medical scheme rating (AA+) for our ability to pay your claims.

We help members save on OTC medicines, chronic care items, optometry, and stem cell banking

Discovery Health offers you up to 25% cash back on over-the-counter medicines (schedule 1 and 2) at Clicks, essential chronic care items at Dis-Chem, and umbilical cord blood and tissue stem cell banking at Netcells. You can enjoy more savings of up to 20% on frames and lenses at an optometrist in the Discovery network of optometrists.

We give members access to the most advanced medical care

You have the best cover among South African medical schemes for cancer treatment. In addition, with an Executive or Comprehensive Plan, you get extra cover for new and expensive medicines and for certain treatments that are available only outside South Africa.

Our technology unlocks the best of care

We believe in giving you every opportunity to engage and interact with us and with your health plan, and to get the most out of it. Our Discovery app and our website have both been purpose-built to do exactly that. Discovery HealthID, our award-winning tablet application for doctors, allows your doctor to digitally access your health records after you have given permission. Your doctor can gain insight into your benefits, study your blood test results and write electronic prescriptions, all with the touch of a finger.

We help you stay healthy

We believe that prevention is better than cure, and so we actively encourage you to detect and treat any illness as early as possible. That’s why we cover a range of preventive tests from cholesterol to HIV screening without using the money in your Medical Savings Account.

We provide life-saving emergency support

Emergency HealthID enables emergency personnel to securely access your essential information when you are not able to give it to them, by scanning your unique QR code on your car sticker.


By being a Discovery Health Medical Scheme member, you have the opportunity to join Vitality, the world’s leading science-based wellness programme that both encourages and rewards healthy behaviour.

Please click here to view Discovery Library