TopMed Medical Scheme

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Why TopMed?

Top 5 Reasons to join the TopMed Family

  1. Wide range of options:
  2. Access to any private hospital
  3. TOP Pre-Natal and Maternity Benefits
  4. Additional Wellness Benefits
  5. TopMed … Your Trusted Health Partner

Established in 1972, TopMed provides a wide range of affordable and transparent healthcare options especially tailored to suit corporate clients, SME’s and professional individuals. We have a holistic and innovative approach and offer financial stability, efficiency and personal service – customer centricity being an essential cornerstone. We are passionate about healthcare and have partnered with Private Health Administrator (PHA), CareCross, ER24 and PPN (optical benefit) to ensure the highest levels of service excellence. Sound governance and above statutory solvency levels ensure that in a changing and complex environment, TopMed remains relevant in the current private healthcare industry. Our Board is 100% me

TopMed Overview of Options

TopMed Rainbow Comprehensive  is for those with considerable healthcare needs. It offers Unlimited Private Hospital cover at up to 300% of the TopMed Tarriff (TT). Fully Comprehensive Out of Hospital cover is unlimited after Threshold and includes Unlimited Chronic benefits.

TopMed Professional  is a top end benefit plan for the higher claimer. It offers Unlimited Private Hospital cover at up to 200% of the TT. Out of Hospital cover is provided through a 25% Medical Savings Account and generous After Threshold benefits.

TopMed Paladin Comprehensive  is for the established family with mid to high healthcare needs. It offers Unlimited Private Hospital cover at up to 150% of the TT and comprehensive Out of Hospital cover with a generous After Threshold benefit.

TopMed Savings is for the younger family with lower to middle healthcare needs. It offers Unlimited Private Hospital cover at up to 100% of the TT and a 20% Medical Savings Account for Out of Hospital Cover.

TopMed Active Saver has been designed specifically for the sportsmen and young families. It offers Unlimited Private Hospital cover and a 20% Medical savings Account for Out of Hospital Cover.

TopMed Hospital  is a Pure Hospital plan for the younger members who want cover for catastrophic events and who are happy to cover their Out of Hospital needs themselves. In Hospital cover is unlimited at any Private Hospital at up to 150% of the TT.

TopMed Network  is an exceptionally affordable plan designed to cover the Primary Care Needs of the younger family. Cover is through a defined network of providers and to make it even more affordable contributions are income based.

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